Give this Christmas all the feels of the “GOOD OLD DAYS.”
Need cash for holiday gifts? Extra Credit Union’s Holiday Loan can give you the “extra” cash you need to make the holidays a little brighter this year!
Does financial stress have you dreaming of a white Christmas? Don’t let one bad bulb burn out your entire strand, eh … or plans, for a good ol’ fashioned Christmas! Roasting chestnuts, a trimmed tree, stuffed stockings, and a home covered with twinkling lights aglow—you can have it all!
With up to twelve months to repay and affordable payments, our Holiday Loan will make this holiday season shine! But don’t wait, because the Holiday Loan is only available until January 8, 2025. Apply today and borrow from $500-$3,000*—and start illuminating the magic for the holidays!
Special Extra: Your Holiday Loan could earn you some ‘extra credit’ this year as well!** When you apply for your Holiday Loan and make your payments on time each month, you could pre-qualify for the Extra Credit Union Platinum Mastercard® after six months of on-time payments. Already have our credit card? Great! We can look at increasing your credit card limit.
What are you waiting for!? Applying for a Holiday Loan is easy and available 24/7:
- Complete your application in eBanking. Much of your information will be pre-filled and simple to submit—just log in to get started.
- Call (586) 276-3000
- Visit us at our Main Office at 6611 Chicago Rd in Warren or our NEW Washington Township Lending Center at 59321 Van Dyke Ave.
*Annual Percentage Rate (APR) for the Holiday Loan is fixed at 16.95%. Borrow between $500 and $3,000. Maximum term = 12 months. For a $1,500.00 loan for a term of 12 months with a 16.95% APR the monthly payment will be $136.81. Offer valid from 10/30/2024–1/8/2025. All loans are subject to credit approval. Must meet membership eligibility requirements, account must be in good standing and applicant must be at least 18 years of age or older. Other terms, conditions, and restrictions apply. Programs, rates, terms, and conditions are subject to change without notice.
**To qualify for credit card offer or increased credit limit, all loans must be twelve months in length with at least six payments made on time. Pre-qualification offer does not constitute a contractual obligation. All applicants must agree to an additional credit check prior to submission for the credit card offer and does not apply if a credit card was opened or limit increased in the last six months. Applicants must meet all requirements for issuance of credit card. Additional restrictions may apply.
Federally insured by NCUA
Routing Number: 272477432