Have “extra” cash laying around? Looking for a safe and sure way to grow your money? Look no further!
Extra Credit Union’s NEW Money Market and CD rates are sure to be the perfect financial tool you’ve been waiting for! And we have options!
Money Market Rates
| APY* | Minimum Balance |
| 2.00% | $5,000-$14,999.99 |
| 2.25% | $15,000-$24,999.99 |
| 2.50% | $25,000-$49,999.99 |
| 2.75% | $50,000-$99,999.99 |
| 3.00% | $100,000 + up |
*APY = Annual Percentage Yield
Youth Money Market Rates
| APY* | Minimum Balance |
| 2.00% | $2,000-$19,999.99 |
| 2.25% | $20,000-$49,999.99 |
| 2.50% | $50,000 + up |
*APY = Annual Percentage Yield
Money Market accounts:
» Are a secure way to invest and earn you more money than a traditional checking/savings account
» Allow you to withdraw/deposit funds when needed
» Have a minimum balance requirement of $5,000 or $2,000 minimum balance requirement for youth money market
Want to grow your money even more? Check out our CD rates:
Fixed-Rate Certificates {CD}
| Term | APY* | Minimum Balance |
| 6 Months | 4.00% | $500 |
| 12 Months | 4.25% | $500 |
| 24 Months | 4.25% | $500 |
| 36 Months | 4.50% | $500 |
| 60 Months | 4.75% | $500 |
For accounts that automatically renew for another term, you have a grace period of ten (10) days after maturity in which to withdraw funds in the account without being charged an early withdrawal penalty.
*APY = Annual Percentage Yield
CDs:
» Are a secure way to invest and provide a higher interest rate
» Have a minimum balance requirement of $500 and terms from 180 days to 60 months
» Enable you to cash in your CD at the end of the term or roll it over into another CD
» Do not allow for early withdrawal without penalty
Routing Number: 272477432