Your Wallet, Your Way: More Benefits for You, Today!

Looking for a credit card with more for YOU? Maybe even one that can save you money on your high-interest credit card balance?

Extra Credit Union’s Platinum and Platinum Rewards Mastercard® is your ticket to a world of “extra” perks and rewards—all for YOU!

Be sure to keep your Extra Credit Union Platinum card at the top of your wallet and reap all the benefits, including:

  • No annual fee
  • No balance-transfer fee
  • No fee at Extra Credit Union ATMs
  • No cash-advance fee
  • Low standard payments
  • Low foreign-transaction fee
  • Annual statement
  • Expansive Rewards Program
  • Earn one Rewards point for every $1 you spend—with no limit

It’s YOUR wallet—use it YOUR way!

SPECIAL OFFER: Transfer your high-interest credit card balance to Extra Credit Union’s Platinum Mastercard® and get a special introductory rate of 4.99% APR for 12 months on balances transferred by April 2, 2025*. After the promotional term, the standard purchase APR of 9.95% to 22.70% will apply.

What are you waiting for? Save money and let your credit card start working for YOU today! Applying is easy—and available 24/7:

  • Online: ExtraCreditUnion.org
  • eBanking: Visit the “Apply for a Loan or Share” tab on left or the pull-down menu on the eBanking App
  • Call: (586) 276-3000, option 1
  • In person: Main Office: 6611 Chicago Rd. in Warren; Washington Township Lending Center: 59321 Van Dyke Ave.

Already have our credit card? GREAT! Transfer your balance today using this form.

Federally Insured by NCUA

 *APR=Annual Percentage Rate. Special introductory rate of 4.99% APR for 12 months from date of transfer applies only to balance transfers completed through April 2, 2025. Thereafter, the standard purchase APR will apply to all balances. The current standard non-variable APR for Platinum Mastercard® purchases and cash advances is 9.95% to 17.95% based on credit worthiness at account opening. For Platinum Rewards Mastercard®, the current standard variable interest rate for purchases and cash advances is 16.70% to 22.70% based on credit worthiness at account opening and will vary based on the Prime Rate. Minimum credit score is required for Platinum Rewards Mastercard®. Credit cards are not eligible for Skip A Pay. All loans are subject to credit approval. Additional limitations, terms, restrictions and conditions apply. Programs, rates, terms and conditions are subject to change at any time without notice.

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