Archives

Access Your Accounts

Keep your Contact Information as current as possible – Check your contact information the next time you log in!  Below you will find links to access/pay your Member First Mortgage payment and Extra Credit Union loan for your ease and convenience: Access your account: To make a check payment on an Extra Credit Union account:

School/Community Involvement

We’re into giving back At Extra Credit Union, we feel passionately about connecting with our surrounding community and positively contributing to local children’s lives. Via photos and descriptions in our News & Alerts section, eNewsletter and social media platforms, learn about the ways that we actively provide caring, one-on-one attention to children in need. We also offer opportunities for you […]

Financial Glossary

ABA Routing Number A unique 9-digit number, used in the United States, to identify a financial institution; the number is printed at the bottom of the financial institution’s checks and is most often requested by employer payroll offices to set up direct deposit or an electronic withdrawal The routing number (ABA) at Extra Credit Union […]

Debit, Credit or ATM Card/Card Fraud/EMV

Below are some frequently asked questions and answers about Extra Credit Union’s Debit Cards, card fraud, and EMV. Getting a debit card and useful card info What is instant issuance and how do I get my card through that program?Instant issuance is a new program at ECU that allows members to get a new or replacement Debit […]

Can Your Credit Limit Decrease?

Have you ever had your credit card denied only to find out that your credit limit had been lowered? According to the Fair Credit Reporting Act, the credit card issuer can lower your limit at any time, and they are not required to notify you ahead of time. The most common reason a credit card […]

Resources

Every builder needs a toolbox Extra Credit Union recognizes that the financial world can get confusing at times. So, we developed this credit union toolbox of great resources to utilize as you build your financial success. These tools will help you become more financially educated and comfortable, enabling you to make wise decisions in your […]

Home Improvement Projects: DIY or Pro?

If you have a home improvement project, should you do it yourself (DIY) or hire a pro? Even if you’re handy with tools and think you can save money, consider these factors first. Check the time Determine the time needed to complete a project. It can be easy to misjudge. Take painting, for example. It […]

Freezer Tips for Smart Savers

No one likes throwing away food, especially if you’re trying to save money. But what do you do with those fresh string beans you got on sale that may not get eaten before they go bad? Freeze them. Follow these handy tips and you’ll be able you to enjoy your favorite foods for months. Vegetables […]

Leave Us a Review

Did you have a great experience with Extra Credit Union? We want to hear about it! Please leave us a review with your feedback here!

Four Year-End Tips for IRA Owners

As the year comes to an end, here’s advice that can save you money, help you avoid penalties, and ensure that your IRA (individual retirement account) proceeds are distributed as you wish. Have retirement questions or need investment advice? Contact Steve Ellsworth, Wealth Advisor with Extra Credit Investments, at sellsworth@lpl.com or (586) 276-3108.