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Educate. Empower. Elevate Your Finances.

Financial Literacy Meets Personalized Banking

From youth accounts to adult education, Extra Credit Union provides tools and guidance to navigate your financial journey with confidence.

Smart Banking Solutions for Every Stage

Experience a range of banking services designed to support your financial journey. From everyday checking and savings to higher-yield money market accounts and CDs, Extra Credit Union offers secure, convenient, and member-focused options to help you achieve your financial goals.

Investing in Our Community’s Future

At Extra Credit Union, we’re dedicated to making a meaningful impact in our community. Through youth-focused loans, scholarships, and robust support for educators, we empower individuals and strengthen our neighborhoods—because when our community thrives, we all succeed.

Community Programs

At Extra Credit Union, our commitment to community goes beyond serving your financial needs. We actively support programs and initiatives that uplift individuals, strengthen families, and build brighter futures for those we serve. Whether through partnerships, sponsorships, or hands-on involvement, we believe in showing up where it matters most — in the heart of our community.

African woman preschool teacher on a vocabulary lesson at kindergarten

Youth Loans & Scholarships

We offer youth loans to help cover school-related expenses like prom, trips, and camps, fostering financial responsibility. Our scholarships support both high school seniors and continuing education students in achieving their academic goals.

Young beautiful curly student girl sitting outdoors in nature park writing notes in notebook.

Teacher Resources & Services

We provide educators with grants, classroom presentations, and financial tools to enhance learning experiences. Our Homeroom Service brings banking directly to schools, ensuring teachers have convenient access to essential financial services.

Portrait of African American female teacher smiling in the class at school

Your Money. Your Community. Your News.

Your go-to source for financial know-how, community highlights, and important credit union news. Stay connected and inspired with insights that matter.

Welcome to the New Extra Credit Union Website!

At Extra Credit Union, we believe your digital experience should be as welcoming and member-focused as walking into one of our branches. That’s why we’re excited to introduce our brand-new…

Don’t Rely on Luck at Tax Time

Is tax time a big mystery to you, the results of which seem like a crapshoot? Do you cross your fingers and hope the calculations come out in your favor?…

When Is Debt Consolidation Helpful?

If you’re struggling to pay off multiple debts every month, you may have considered a debt consolidation loan. But how do you know if a consolidation loan would be helpful…

Your Financial Journey Starts Here

Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.